First Time Buyer
Let’s face it, the road to owning your first home can be daunting. That’s why you should trust the impartial advice from Apple Mortgage Solutions to help you cut through the jargon and work out what you really need.
We can quickly find you the best deals available to ensure you don’t make costly mistakes and help you plan for all your needs for home ownership.
WHAT ABOUT THOSE FEES
Mortgages designed to tempt you in aren’t the whole story, so we can advise you on additional fees, conditions, loan terms and introductory periods as well.
WHAT ARE MY OPTIONS
There are a wide selection of mortgages available and each comes with very different repayment options and interest rates. We are able to advise on the majority of options.
Our standard residential fees are as follows:
For assessing your needs, conducting research, and providing a recommendation, we charge a fee of £799, payable upon completion of your mortgage. Returning clients benefit from a reduced fee of £399, reflecting the lower workload in securing a new mortgage deal.
If you decide to proceed with our recommendation and the mortgage completes, we will also receive a commission from the lender for arranging it on your behalf.
STANDARD TYPE MORTGAGES
Fixed Rate Mortgages
Variable Rate Mortgages
Tracker Mortgages
Capped Rate Mortgages
Collared Mortgages
Cashback Mortgages
Offset Mortgages
SPECIALIST TYPE MORTGAGES
Libor Mortgages
Self Build Mortgages
HMO Mortgages
Discounted Mortgages
Guarantor Mortgages
Shared Ownership
Other Specialist Lending
In addition we can also introduce you to specialists who advise on 2nd Charge Mortgages, Secured Loans, Bridging Finance and unsecured Personal Loans.
If you’d like to discuss your options give us a call to speak to our qualified advisers who will be able to talk you through your the solutions currently available to you in the market place.
Some forms of mortgage are not regulated by the FCA.
Apple mortgage solutions have been extremely helpful throughout the mortgage and re-mortgage process. With their holistic view of the whole market they were able to always get me the best available deal and their knowledge and expertise guarantees a successful outcome. I regularly recommend them to family and friends and will certainly return for all my future mortgage needs.
Michael Barber – Bishop Stortford